The Frugal Soundman

May 31st, 2006 by Yvonne

Saving Money Any Way You Can: How to Become a Frugal ..
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As the soundman and projectionist for my local church, I found it to be frustating and time consuming when searching for a particular song among all our cds for choir practice. I was determined to sit down at some point and catalog all those songs and cd’s. I took some time to search the Internet for a simple, free database I could use for this purpose. I even considered creating my own database but never quite got around to it.

One evening during choir practice, as I was searching for a particular cd, a friend stopped by the sound booth and made an interesting suggestion: rip all the songs from the cd’s and save them to my projection computer. The idea sounded entirely plausible. Not only could I have the individual songs available in alphabetical order, I could also play them through the sound board via the computer’s audio out and eliminate our stand-alone cd player for this purpose.

I gathered up several cds, took them home, and ripped the songs from them. It was at this point I had to use a little creativity – here’s why. The choir’s practice cd’s are recorded in a different fashion than a typical music cd. Each track is recorded with two mono channels – vocals on the right channel and instruments on the left. This allows the choir to hear how the song should be sung with or without music, or to practice (and perform) with music only; simply by shutting off one channel or the other.

Also, each song is divided up into sections, each one being a separate track. In other words, the first song on the cd might be composed of tracks one through seven, the second song tracks eight through fourteen and so on. This allows the choir director to go back to a specific point in the song and start again in order to work on a troublesome area.

To record the cd’s, I would rip all the tracks of a single song and save those tracks (in MP3 format) in a folder with the name of the song title. Then I’d do the same with the next song. I placed each individual song folder into a master “Choir Songs” folder. Of course, this all took some time, but so would have cataloging all the songs and info into a database.

Then I ran into a problem. Not being very familiar with media players I was determined to find one that was small and easy to use. After finding one I liked, I installed it on the pc and simply dragged the song folder into the playlist window. By double clicking the first track the song began to play as it should. The problem occurred when changing tracks. Since each track contains a section of the song, there needs to be a smooth, undelayed transition between tracks in order to have no interruptions in the song. Unfortunately, this wasn’t happening. There were burps between the tracks that I couldn’t remove even by changing the buffer settings in the player. After more searching I found another media player with a buffer ahead setting that played the song perfectly.

Since I am responsible for the sound as well as the projection of the songs’ words on a screen for the choir to read, this is an excellent setup for me. I can have the projection software and the media player both running on my computer’s desktop screen. I click the play button to sart the music, then use the keyboard to advance the slides with the song lyrics.

Initially, I had some concerns about the sound quality I would get by playing MP3 files through a computer sound card, then through the mixing board. After hearing the results I can tell you that I was very pleased. The sound was crisp and clear and the reduced quality of the MP3 file was not distinguishable.

Obviously, there are hard drive recorders/players on the market that are designed for these kinds of audio applications, but they are somewhat expensive. If you already have a fairly powerful computer in place for projection, this method costs nothing (except for a cable and some adapters to run from your audio card to the mixing board). Give it a try.

The Frugal Gourmet Cooks American
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Insulation Rebate – Australia’s $1600 Government Insulation Rebate

May 29th, 2006 by Yvonne

15"PINK & BLK SLOGAN MESSAGE AFTER REBATE
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If you are looking to take advantage of the $1600 Insulation Rebates which are offered by the Australian Government to insulate your home, then this is important.

Earlier this year, the Australian government allocated $3.9 billion for what is known as the new Energy Efficient Homes Package. What this means is that if you fulfill the criteria set out by the Government, you’ll be able to insulate your home for free. By insulating your home, you could save over $200 each year in lower heating and cooling costs.

To qualify for the insulation rebate, your home (like approximately 2.2 million other homes in Australia) must not have adequate (or any) ceiling or roof insulation. If you don’t have insulation, then there is a good chance that you will qualify.

To be eligible for the insulation rebate, there are a number of criteria you need to fullfill.

The first is that you need to go to the Department of the Environment, Water, Heritage, and the Arts website online. Download the insulation rebate application and review the Homeowner Insulation Program Guidelines (dated July 1, 2009) to be sure you qualify and can comply with all requirements.

Then you must contact at least two of the installers listed on the Department’s Installer Provider Register (on the website) and get written estimates for the completion of the job. The information which is required from the insulation installer must contain their contact information, a measurement of the area to be insulated, the type of insulation that will be installed and the R-Value of that insulation. Also, they will need to provide you with the cost of the work to be completed.

It is then up to you to choose the insulation installer which offers the lowest quote. Again, it’s important that they are registered with the Government. Otherwise, you will not be able to claim the insulation rebate. After you are sure that the installer is registered, make an appointment for the work to begin.

In most instances, the insulation installer will be able to help you fill in the forms to claim the $1600 rebate.

For more information about the $1600 insulation rebate and a quote from an insulation installer at your home, visit Insulation Rebate today.

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How to get Free Beauty Samples

May 29th, 2006 by Yvonne

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The beauty business is a multi-billion dollar industry. All of the top International cosmetic brands will offer all types of incentives just to assist in the promotion of new product lines and established brands. A number of Companies offer 2 for 1 deals on particular brands because it’s a way to boost sales and introduce new product lines to loyal customers who purchase items on a regular basis. Loyalty and repeat orders are the backbone of any business and provide the security that Companies need to be able to invest into research and development of new products.

While looking after a loyal customer base is important it is also essential for the beauty product manufacturers to find ways to attract new customers. Maybe these potential customers are not aware of new products on the market or maybe they are loyal to another brand and so not like to change. Cosmetics can be expensive so there is financial risk and trust involved for any buyer considering moving away from a brand they have used for years to another who they have never tried.

This is why offering free beauty samples was introduced. Most of the top cosmetic manufacturers now offer the freebies to anyone who provide their contact address. The person wanting to take advantage of the free sample offers will normally have to pay towards the postage costs but when you can try free samples that can amount up to $250.00 of cosmetic freebies then paying towards postage costs would be a minor financial outlay.

If you go into any department store then you will see sales assistants offering a free spray of a wide range of perfumes just to give you a sample of what it will actually smell like on your particular skin. In some cases you can even have a full makeover for free so you can try lots of different cosmetic treatments in one go. This type of promotion has been going on for years so you can be sure it’s worthwhile for the cosmetic Companies to offer this type of free beauty products service to potential clients because they will benefit in the long term through sales.

The downside to offering freebies to potential future customers in department stores is simply numbers. There is massive promotional opportunities online with an unlimited supply of potential customers to tap into. This is why many of the major cosmetics Companies now offer freebies and free sample giveaways as standard. They know they will have access to the contact details that will allow them to follow up on the person who takes up the offer of the free sample. In many instances this can lead to further trial offers and free samples as an incentive to the potential buyer to trust the brand. The Companies have the confidence that if someone tries a beauty product in their range they will be impressed enough to order in the future.

Why not take advantage of the cosmetic Companies offer and take the opportunity of registering for the free beauty samples. You have nothing to lose and so much to gain with offers like these. Web sites like Money Save UK offer a wide range of beauty freebies, free samples and giveaways. You will have a small financial outlay on postage in most cases but when you consider you will be getting so much more in monitory value back in top of the range free beauty products it has to be an attractive proposition. But not only that, you can give yourself a free makeover for a fraction of the cost!

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Keep realistic expectations on your gas rebate credit cards!

May 27th, 2006 by Yvonne

(2) Blue Rhino Propane Tank $10.00 Rebate NBPR
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With the ever-increasing prices of gas, most of us are looking at the gas rebate credit cards.  They are convenient to use, handy in emergency situations and easy to get.  However, you need to be realistic about their rewards.

Gas rebate credit cards are issued by either gasoline companies or by credit card companies. In many ways they are better than the normal credit cards.  They have lower rates of interest and their standards for approval are lenient.  If you want to repair damaged credit and want to build your reputation for timely payments, these cards give you excellent opportunity.

When you fill up tank, these cards will save you a couple of dollars every time.  You can increase your money saving potential with some cards which offer discounts on automobile repairs and car maintenance services.  However, you should not look for saving a fortune.  If your expectations are realistic, this card can prove very useful to you.

There are many gas rebate cards to choose from and you need to do the homework for finding a better deal.  Most of the cards offer big rebates to customers during first few months.  The rebates get smaller thereafter.  Some cards require use of specific type of gas stations to get the highest percentage of rebate.  Some others expect you to use the card for purchases other than gas.  All of these conditions are in the fine print and you need to read every line before you sign up.

Remember, gas rebates are never automatic.  You will be required to request for them in the same way you redeem your reward points on other cards.  There may be some overall limit on how much rebate / benefit you can get every year.  Also, the terms and conditions of the card can change frequently, at times without notice.  It is always advisable to select a reputed card issuer and you should speak to the customer support centre for getting the things clarified.

While using the gas rebate card you should keep a watch on the due dates for payments.  In fact a careful budgeting policy is very important for any credit card.  If you fill in gas during the whole month and forget to make payment at the end of the month, the finance charges, late fees and interest will eat away all the benefits your thought you may get.

Many gasoline companies have started offering gas rebate cards. They are useful for keeping your gas bill and other car expenses in control. Chintamani tells you what to expect from such cards  in this article.

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Home Business for Frugal People

May 27th, 2006 by Yvonne

THE FRUGAL GOURMET WHOLE FAMILY COOKBOOK by Craig Wo...
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I have proved that anyone can make money on the internet without having to spend a fortune. I have recently been introduced to the Plug in Profit Site. I bought the package, hooked, line, and sinker. I still cannot believe that I bought this package it is totally out of character for me. I hate to spend money. I figured that it takes money to make money right? So why not!

*What it did cost me was 60 bucks to get my website up and running.

What I did not realize was that the program (The 30 day course) wanted me to shell out big bucks to promote my “money making website”.

Maybe if I would have spent the thousand dollars as suggested, I may have gotten my first customer allot sooner. I may even be making one thousand dollars a week by now … But I’m cheap I did not shell out the big bucks. What I did do was simple and pretty cheap, and pretty darn effective. I did the following 5 things.

1. I have written articles and submitted them.
2. I have submitted my URL to the search engines for free.
3. I have dropped a few lines in blogs, and forums with a link to my website
4. I have a few Google Adword ads posted. ( I used low cost keywords)
5. The easiest thing I do is add a SIG file to all my emails.( do it, it’s free!)

Most marketers do not use a SIG file. Why? I do not know, not my problem. But I use my SIG file in all of my emails. You know those annoying forward emails, that your friends and family, send to you on a daily bases. I used to hate those things, but now I love them. Why? because I forward them to everyone in my address book, and yup, you guessed it! I use My Signature file. You would be surprised on how far those crazy emails can go. They are like the Energizer bunny they keep going and going; with my SIG file :-) . At the end of all of my emails you will see my SIG file.

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(That is a SIG file incase you do not know what one looks like.)

I have to say that using the 5 steps has brought me new customers, and has made me some impressive money. The good news is, it doesn’t have to cost you an arm and a leg, to make money on the internet. Be smart, keep it simple and most of all have fun. When you have the chance do some learning about internet marketing, learn and then learn some more. The more you learn the better off you will be. “knowledge is power”

For More Free Resources visit http://www.100earningtips.com

http://youradsenceprofit.com

THE FRUGAL GOURMET/Jeff Smith/HC/DJ/GC
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Colgate Samples – Free Colgate Sample

May 25th, 2006 by Yvonne

NIKE SAMPLE RARE WHITE GREEN BLACK SHOX FREE SB 90 95 9
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Get Your Free Colgate Samples Here

Household products are so expensive for people now that any savings are welcomed.

People everywhere are finding that household prices and groceries are rising in price and many are using free samples to save money on their housekeeping bills.

It’s easy to save money by using free samples and you can get your Colgate samples by clicking on the link above or below and entering your zip code to match the area you live with the samples.

With the credit crunch well and truly upon us families are looking for ways to save money and this can be achieved by cutting down on your outgoings.

One of the easiest ways to do this is by using free samples to reduce your bill at the checkout of your grocery store.

Get Your Free Colgate Samples Here

Unemployment is very high at the moment and by using free samples you are able to save money every week when you go shopping at your grocery shop.

If you have a computer and internet connection you can easily sign up to receive your samples.

Colgate samples are very popular because Colgate is used in many households and is high on everyone’s shopping list. The samples are great for every day use.

Colgate toothpaste is a very popular brand and is a favourite amongst young and old alike. Free samples are also very useful for taking on holidays and for days out.

What better and easier way is there to saving money, cutting down on your expenses and enjoying your free Colgate samples.

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Frugal Family Fun

May 25th, 2006 by Yvonne

THE FRUGAL GOURMET WHOLE FAMILY COOKBOOK by Craig Wo...
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Finding fun things for your family to do can be tough if you’re on a budget, but if you’re creative, you’ll find there’s plenty to do for just pennies.

With the rising cost of, well, just about everything, it can be difficult to indulge in the kinds of entertainment you may be used to. Never fear – there are things you can do that cost very little yet offer hours of family fun.

Game Night
Whether it’s a board game, charades, video games, cards or a made-up game, the whole family can get in on the action with a night of games. Add some fun snacks to the mix and get ready for a night of fun. This is a great option for older kids.

Movie Night
Head to your local video rental store and stock up on some good family movies, then settle in with some popcorn and candy and enjoy! If you want to go all out, you can even print some “movie tickets” and dim the lights to recreate the full movie experience. (Spilling popcorn and drinks on the floor is optional!) Best of all, you can always hit pause for bathroom breaks and no one cares how loud you’re laughing.

A Craft Affair
Do your little ones love to paint, color, cut and glue? Have them make decorations for whichever holiday is approaching. You can also have them decorate blank note cards, so you’ll always have a stash of unique cards ready to send out.

Cool Cooking
If your kids are like mine, they love to help me cook and bake. Borrow a kid’s cook book from the library and pick one recipe each week to work on. Of course baking sweet treats is fun, too, so be sure to keep cake mix, frosting and sprinkles on hand to make impromptu cupcakes.

On Your Marks
If you have some open space in your living room or basement, set up an obstacle course and then divide your family into teams for some friendly competition. The obstacle course doesn’t need to be elaborate, and you can use things you already have on hand such as pillows, laundry baskets and chairs. To make it even more challenging, have contestants perform some sort of feat during one leg of the course, such as carrying a plastic egg on a spoon without dropping it.

Befriend Books
If you really need to get out of the house, check out your local library. Both kids and adults love browsing the books, and some locations even offer story times and computers with Internet access and kid-friendly games.

Family fun doesn’t have to cost a fortune. Try some of the ideas above or use them as starting points for creating your own brand of fun.

The Frugal Gourmet Cookbook
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Have You Gotten The Marlboro Cigarettes Coupons Now?

May 25th, 2006 by Yvonne

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If you have any inclination to smoke a Marlboro, you need to ask yourself this question. Have you got your Marlboro cigarettes coupons today? The answer to that will tell you whether or not you will have to pay full price for a pack or a carton of Marlboro. While these may not knock off a whole lot off the price, every little bit helps when it comes to cigarettes. That is why smoking coupons can be vital to getting a smoke. Why pay full price if you don’t have to?

That is where the Marlboro cigarettes coupons really come in. These will really help you to lower the price of a pack, while at the same time being able to smoke without breaking the bank. No wonder more people who smoke Marlboro make sure that they have their cigarettes coupons with them. They know that the cigarettes coupons will give them some advantage when it comes to paying the price for a pack of cigarettes. Every little bit helps and they know it. Why do you think more and more Marlboro smokers are looking for these types of coupons so that they can save a bit of money?

When it comes to these Marlboro cigarettes coupons, it is amazing where you can find them. You can find them on the internet, at tobacco stores or retail outlets or even on a carton of cigarettes. No matter where you find them, you can be sure that they will lower the cost of a pack for you. That is why Marlboro coupons are so sought after by smokers of this particular brand. They know that even the smallest bit helps when it comes to the cost of a pack of cigarettes.

So the question remains: Do you have your Marlboro cigarettes coupons today? If so, congratulations! You will be able to get a decent pack of smokes with a discounted price. If you don’t, then you need to find some Marlboro gift card online so that you won’t be paying full price for a pack. This also pertains to cartons as well. So either way, you will be able to save, which in these uncertain times can mean a lot.

This is true especially for the smokers of the world. These coupons are a very good idea and will help you with the cost of cigarettes which is rising higher and higher with each passing day.

15 COUPONS $2.00/1 LOREAL ROOT RESCUE 10/24/2010
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Frugal Flights

May 23rd, 2006 by Yvonne

The Frugal Superpower: America's Global Leadership in a
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As every New Year approaches we can expect advertising focus to quickly switch away from festive gifts to summer holiday options. Of course things may be very different this year given the fundamental changes that have taken place in world economies recently and price is sure to be a major consideration when holiday choices are being made.

There are number of factors that will influence the holiday market next year, with the key drivers being the amount of money people are willing to spend, the impact of some very dramatic currency fluctuations recently, the dynamic oil price and of course the usual demand and availability levels.

Let’s take the first point, the one of consumer wealth and the amount of money available for holidays in people’s budgets. That is surely lower than in previous years, but will not necessarily mean that holidays will off the agenda next year. It normally means that very expensive holidays will suffer and lower priced alternatives will do better, in much the same way that the low cost supermarkets like Aldl, Netto and Lidl have experienced an upturn in fortunes at the expense of mainstream premium competitors. A similar trend is likely to be seen in the holiday market with low cost flight providers bound to experience higher demand as people look for ways of reducing travel costs. The other important factor here though is the loss of several low cost carriers due to the large spike in the price of oil during the second half of 2007. That spike drove the price of aviation fuel to new highs and, with it, caused the demise of several cheap flight operators. The price of oil has now has now fallen to very low levels but not without a lasting impact. Lowered margins and cash flow issues, brought to the fore by the tighter credit allowances provided by the banks, brought several flight providers to the brink of solvency and unfortunately some did not survive. Of course that has left a smaller spread of operators in what was a crowed market, which may of course mean fewer competitive pressures and higher prices in the long term.

Currency variations are yet another factor which are bound to cause dramatic effects in the holiday sector. Both the US dollar and the Euro are now much stronger currencies than they were a year ago and with the pound becoming weaker over the same period, holiday prices for UK residents travelling abroad are sure to increase significantly. However, with many package holidays being priced and bought by operators well in advance, increased prices may not be seen in travel brochures for a few months to come. But expect summer package holidays to European and US destinations to be more expensive that in recent years, causing many people to think again about the type of holiday the select and destination preferences.

The low cost flight marketplace has become smaller due to the demise of some smaller carriers, but the bigger names like EasyJet, RyanAir and BMI, together with operators who are affiliated with package holiday businesses like FlyThomasCook and Monarch have all used their financial strength to come through the recent difficulties and should be set fair to see better times in the future.

The Frugal Gourmet Cooks with Wine
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Free Baby Product Samples – Free Baby Products

May 23rd, 2006 by Yvonne

Yes To Tomatoes Tender Touch Hand Cream w FREE Sample
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==>**Click Here to Get Free Baby Product Samples

Baby products are so expensive for people now that any savings are welcomed.

People everywhere are finding that baby product prices are rising in price and many are using free samples to save money on their housekeeping bills.

It’s easy to save money by using free baby product samples and you can get your free baby product samples by clicking on the link above or below and entering your zip code to match the area you live with the samples.

With the credit crunch well and truly upon us families are looking for ways to save money and this can be achieved by cutting down on your outgoings.

One of the easiest ways to do this is by using free samples to reduce your bill at the checkout of your grocery store.

==>**Click Here to Get a Years Supply of Diapers Free

The number of people out of work at the moment is very high and by using free product samples you are able to save money every week when you go shopping at your grocery shop.

If you have a computer and internet connection you can easily sign up to receive your samples.

Free Baby Product samples are very popular because babies are very high maintenance and lots of products have to be purchased for them. The samples are great for every day use.

Free Baby Products are very popular and save families, Moms and Dads a lot of money. Free samples are also very useful for taking on holidays and for days out.

What better and easier way is there to saving money, cutting down on your expenses and enjoying your free Free Baby Product samples.

Rare NUGGET Free Sample Boot Polish Tin. Negro Black.
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